Frequently Asked Questions
What makes a coin ‘High Population’?
A coin is high‑population when 10,000 or more examples have been certified by major grading services (PCGS/NGC) in the same grade. These coins are not rare, but their large certified supply makes pricing transparent and trading easier.
Learn about certification →If the coins aren’t rare, why do collectors buy them?
High‑population coins offer a mix of historic design, intrinsic metal value, and verified condition—at a price most collectors can afford. Think of them as the ‘blue chips’ of numismatics: steady, known, and liquid.
How are prices set on ColCur?
We show the lowest active dealer listing for each coin. That price, multiplied by the total certified population, forms the market‑cap figure you see across the site.
Market Cap = Lowest Price × Certified Supply
How quickly can I sell?
Most certified coins listed at the current market floor find buyers within a few days, thanks to multiple dealer bids and peer offers. You can also consign to major auction houses or local shops.
Can I start with a small budget?
Yes. Some modern silver or clad HPG coins list for under $30. Our Starter Board filters coins by price so beginners can build a set gradually.
What’s the safest way to store certified coins?
- Fire‑resistant home safe for quick access
- Bank safe‑deposit box for long‑term security
- Third‑party insured vault (from $29/mo) if you prefer off‑site storage
Are there tax considerations?
In the U.S., certified coins fall under the collectibles 28 % long‑term capital‑gains rate. Consult a tax professional for your location.
Is ColCur like a cryptocurrency exchange?
No. You buy and hold the physical coins themselves. ColCur only shows live pricing and dealer links; coins never leave your possession unless you choose vault storage.
Are certified coins considered halal?
Scholars generally permit trading physical gold and silver at fair spot prices. Because ColCur lists actual coins at transparent market value, many investors consider them compliant. Always seek advice from a qualified advisor.
How do I verify a listing?
- Click the cert number to open the PCGS/NGC page.
- Confirm the grade and population data.
- Match the price to our ticker for context.